SA: +27 87 210 3000|UK: +44 203 582 4772|Brazil: +55 11 5241 4380|sales@payspace.com
Deel Local Payroll
Log in
Resources · Tax tools

South African tax calculator. Your PAYE, UIF, and take-home pay.

Built on the 2026/2027 Budget Speech rates, with every tax year back to 2022/2023 still in reach.

Your details

Tell us about the income.

All figures are pre-tax. If you’re not sure about retirement or medical inputs, leave them blank — only the basics are required.

80% of the travel allowance is treated as taxable, per SARS default.

Retirement deduction caps at 27.5% of remuneration or R350,000 a year — whichever is lower.

Your take-home pay

Here’s where it lands.

Your income tax and net salary for the tax year you pick.

Monthly income tax
R 0.00
Your net salary (monthly)
R 0.00
Enter your income to run the numbers
Monthly UIF contribution
R 0.00
Gross pay
PAYE 0%
UIF 0%
Take-home 0%
Figures are an estimate based on published SARS brackets, rebates, medical tax credits, and UIF ceilings. “Net salary” shown here is your gross pay minus PAYE, following the industry convention. UIF is shown separately. Not a substitute for formal payroll processing or tax advice.

What’s behind the numbers

Four things we calculate. And why they matter.

Use our online income tax calculator designed for individuals to help you work out your estimated monthly take-home pay in South Africa after PAYE (“pay as you earn”) tax is deducted from your salary. You can use the advanced version of the calculator to add other income and your contributions towards your medical aid, pension fund, provident fund, or retirement annuity.

PAYE

Pay-as-you-earn tax, calculated against SARS annual brackets and adjusted for age-based rebates and medical tax credits.

UIF

Employee UIF: 1% of monthly remuneration, capped at R17,712 — so the maximum monthly deduction is R177.12.

Medical tax credits

Applied automatically per beneficiary. The main member and first dependant each qualify for R364 a month; every additional dependant adds R246.

Retirement deduction

Pension, provident, and RA contributions reduce taxable income up to 27.5% of remuneration — capped at R350,000 a year.

Want payroll this accurate every month? That’s what we do.

Deel Local Payroll gets your PAYE, UIF, SDL, and EMP501 submissions ready to file — with local experts on call to guide you through every deadline.

South Africa payroll →